# Best AI Meme Generators > Source: https://theexpertranking.com/image/best-ai-meme-generator/ · Updated 2026-09-26 · By Ajith Nagappan, reviewed by Praneetha S R · The Expert Ranking (independent; no paid placements) An AI meme generator does one of two jobs. Template tools take your idea, pick a well-known meme format and write the caption. Image tools write the joke and draw a brand-new picture to go with it. The first is faster and more recognisable; the second avoids reusing someone else's photo. We ranked 8 tools on caption quality, templates and formats, ease, price, and rights and brand safety, as of 26 September 2026. We also checked Memeto, which came up in our research: it is a basic, non-AI meme maker app, so we did not rank it. Because most classic meme templates are film stills, TV screenshots or photos of real people, we explain when using them is fine and when it can get you into trouble. **Quick answer:** **Supermeme.ai is the best AI meme generator in September 2026.** Type a situation in any of 110+ languages and it picks fitting templates and writes editable captions, with about 80 free memes a month. **ChatGPT** is best for original meme images you can safely post on brand accounts, **Adobe Express** is best for businesses that want licensed images, and **Imgflip** is the fastest free option for personal use, though its classic AI captions are unfiltered. ## Scoreboard | # | Tool | Score /10 | Price from | Best for | |---|---|---|---|---| | 1 | Supermeme.ai (Supermeme.ai) | 8.2 | Free; Solo $6.49/month billed yearly | Relevant memes from one sentence, in almost any language | | 2 | ChatGPT Images (OpenAI) | 8.2 | Free; Go $8/month, Plus $20/month | Original meme images you can post on brand accounts | | 3 | Adobe Express (Adobe) | 8.0 | Free; Premium $9.99/month | Business and school accounts that need licensed images | | 4 | Google Gemini (Nano Banana) (Google) | 7.9 | Free; Google AI Plus $4.99/month | Free original meme images and a recurring meme character | | 5 | Canva (Canva) | 7.9 | Free; Pro $18/month or $144/year | Memes that match the rest of your brand's social posts | | 6 | Imgflip (Imgflip) | 7.7 | Free; Pro $11.95/month billed yearly | Quick, free laughs from famous templates (personal use) | | 7 | Predis.ai (Predis.ai) | 7.5 | $24/month billed yearly (Core) | Social media teams that want memes in their publishing workflow | | 8 | Kapwing (Kapwing) | 7.4 | Free; Pro $16/month billed yearly | Video and GIF memes | ## Scoring criteria - **Caption & joke quality** (30%): Whether the AI writes captions that are actually funny, relevant to your prompt and correctly placed. - **Templates & formats** (20%): Size and freshness of the template library, plus GIF, video and custom-image support. - **Ease & speed** (15%): Steps from idea to a finished, downloadable meme. - **Value & free access** (15%): Free allowance, watermarks and the price of the first paid plan. - **Rights & brand safety** (20%): Content filters, profanity risk, the copyright status of templates and images, and whether output is safe for business accounts. ## Expert reviews ### 1. Supermeme.ai: 8.2/10 Vendor: Supermeme.ai · Website: https://supermeme.ai · Pricing: Free; Solo $6.49/month billed yearly (Freemium, free tier) Supermeme.ai is the best dedicated AI meme generator. Describe a situation, a campaign idea or an inside joke, and it matches your text to fitting meme templates and writes editable captions, returning up to eight options at a time. It works in more than 110 languages, handles GIF memes and can caption an image you upload. Supermeme names HubSpot, PwC and DataCamp among its users. The free plan gives 10 credits a month, which Supermeme says is about 80 memes, with a small watermark. Solo costs $6.49 a month billed yearly for 100 credits, no watermark and 100 API requests; Startup ($19.99 a month billed yearly) adds unlimited credits and brand kits. The catch is the one every template tool shares: the pictures belong to someone else. Supermeme itself warns that templates can include third-party images or characters, so your rights depend on the template and how you use it. That is fine for a group chat and riskier in a paid ad. For brand posts, pick templates built on stock images or swap in your own picture. **Pick it if** you want relevant memes from a sentence, in almost any language. **Skip it if** you need original artwork you fully control. Scores: Caption & joke quality 8.3 · Templates & formats 8.5 · Ease & speed 9 · Value & free access 8.5 · Rights & brand safety 7 Pros: - Up to eight captioned meme options from one prompt - 110+ languages - About 80 free memes a month - Cheap paid plan with an API Cons: - Free memes are watermarked - Template images may belong to third parties - Humour is hit-and-miss without a specific prompt ### 2. ChatGPT Images: 8.2/10 Vendor: OpenAI · Website: https://chatgpt.com · Pricing: Free; Go $8/month, Plus $20/month (Freemium, free tier) ChatGPT is the best way to make an original meme rather than reuse a famous template. Ask it to brainstorm ten jokes about Monday stand-ups, pick the best, then ask for an image with the caption in classic bold white letters. GPT Image 2.5, launched on 8 September 2026, renders text inside images reliably, so the punchline is spelled right, and you can edit the picture in plain English ("make the cat look more annoyed"). That matters for rights. An image you generate from scratch avoids the copyrighted film stills and photos behind most meme templates, and OpenAI's terms assign you its rights in the output. You can describe a classic layout, such as a two-panel reaction, without copying the original photo. The downsides: there is no template library or one-click format, jokes can be bland until you push ("make it drier", "less corporate"), and the free image allowance is small and unpublished. Go costs $8 a month. **Pick it if** you want original meme images you can post anywhere, including brand accounts. **Skip it if** you want the instant recognition of a classic template. Scores: Caption & joke quality 8.8 · Templates & formats 6.5 · Ease & speed 8.5 · Value & free access 8 · Rights & brand safety 8.8 Pros: - Writes jokes and draws a matching original image - Reliable text inside images - Avoids copyrighted template photos - Plain-English edits to the picture Cons: - No template library - Jokes need steering to avoid blandness - Small, unpublished free image allowance ### 3. Adobe Express: 8.0/10 Vendor: Adobe · Website: https://www.adobe.com/express/create/meme · Pricing: Free; Premium $9.99/month (Freemium, free tier) Adobe Express combines a meme template library with Adobe's Firefly AI. Pick a template (brain, dog, birthday or blank), change the text, fonts and colours, or generate your own image from a text prompt, then download as PNG, GIF or MP4 for Instagram, TikTok, Facebook or X. Firefly also makes styled text effects, removes backgrounds and animates characters. Its edge is safety for brands. Adobe says its own Firefly models are trained on licensed content such as Adobe Stock and on public-domain material, and that it has never trained Firefly on user content. You can also swap a template's picture for an Adobe Stock image, which is much safer than a film still in a company post. It does not write the joke for you: the meme maker has no AI caption writer, so bring your own punchline or draft one in ChatGPT first. The free plan covers core editing and thousands of templates, and Premium costs $9.99 a month or $99.99 a year in the US App Store. The app has 4.8 out of 5 from about 368,000 US App Store ratings. **Pick it if** you make memes for a business, club or school account and want licensed images. **Skip it if** you want AI to come up with the jokes. Scores: Caption & joke quality 6.8 · Templates & formats 8.3 · Ease & speed 8.5 · Value & free access 8.3 · Rights & brand safety 8.8 Pros: - Meme templates plus Firefly AI images - Adobe Stock images for safer brand posts - Exports to PNG, GIF and MP4 - Adobe says it never trains Firefly on user content Cons: - No AI caption or joke writer on the meme maker - AI generations are limited on the free plan - Not built around trending meme formats ### 4. Google Gemini (Nano Banana): 7.9/10 Vendor: Google · Website: https://gemini.google.com · Pricing: Free; Google AI Plus $4.99/month (Freemium, free tier) Gemini is the best free option for original meme images. Ask for a joke and a matching picture with the caption on it, and Nano Banana 2, the default image model since February 2026, draws it quickly. It is especially good at plain-English edits, such as changing an expression or adding a prop, and it can keep the same character across images if you want a recurring meme mascot. Google says its image models keep up to five people consistent in one workflow. Like ChatGPT, it makes new images rather than reusing copyrighted templates, and Google says it won't claim ownership of what you create. Google's generative AI policy bans sexually explicit, violent and hateful content, which keeps output brand-safe by default. The limits: there is no template library, punchlines can take a few tries to land, and free and Google AI Pro images carry a visible watermark. Google AI Plus costs $4.99 a month. **Pick it if** you want free, original meme images and a recurring character. **Skip it if** you need classic templates or clean files without a watermark. Scores: Caption & joke quality 8.3 · Templates & formats 6 · Ease & speed 8.5 · Value & free access 8.8 · Rights & brand safety 8.3 Pros: - Image generation included on the free plan - Keeps a meme character consistent across images - Original images avoid template copyright - Strict content policy Cons: - No template library - Visible watermark on Free and Pro images - Punchlines may need several tries ### 5. Canva: 7.9/10 Vendor: Canva · Website: https://www.canva.com · Pricing: Free; Pro $18/month or $144/year (Freemium, free tier) Canva is the best choice if memes are one part of a wider social media routine. Its template library includes memes alongside posts, stories, flyers and logos, and you can add your own fonts, colours and photos so the meme matches the rest of your feed. Magic Write, Canva's AI text tool, can draft caption ideas, and its AI image tools can create a picture to caption. The app has 4.9 out of 5 from about 3.5 million US App Store ratings. The free plan includes templates and a limited monthly AI allowance. Pro costs $18 a month or $144 a year on Canva's standard pricing, and the US App Store sometimes shows lower offers. It is not a dedicated meme generator. There is no "type a topic, get a meme" button like Supermeme's, and AI captions are generic unless you give a clear angle. As with any template, check that the images you use are licensed for your purpose: Canva's own stock and your own photos are safer than a pasted film still. **Pick it if** you already design in Canva and want memes that fit your brand. **Skip it if** you want AI to pick the template and write the joke for you. Scores: Caption & joke quality 7 · Templates & formats 8.5 · Ease & speed 8.5 · Value & free access 8 · Rights & brand safety 8 Pros: - Meme templates inside a full design tool - Easy to match brand fonts, colours and photos - Magic Write for caption ideas - Very highly rated app Cons: - No one-click AI meme generator - AI captions are generic without direction - Limited AI allowance on the free plan ### 6. Imgflip: 7.7/10 Vendor: Imgflip · Website: https://imgflip.com/ai-meme · Pricing: Free; Pro $11.95/month billed yearly (Freemium, free tier) Imgflip is the internet's classic meme maker, with a huge template library and a free AI Meme button. Its original AI model is free and unlimited: it picks a popular template and writes a caption using a neural network trained on public memes made by Imgflip users. A newer ChatGPT-powered version writes more polished jokes and covers more templates, with 25 free uses a month after you log in. It is fast and fun, but it is the least brand-safe tool here. Imgflip itself warns that no profanity filtering was done on the classic model's training data, so you may get vulgar captions. Free memes carry an imgflip.com watermark. Many templates are film stills, TV screenshots and photos of real people, which is fine for sharing with friends but risky in advertising. Imgflip Pro costs $14.95 a month, or $11.95 a month billed yearly, and adds unlimited AI memes, watermark removal and no ads. Pro Basic, from $4.95 a month, removes ads and watermarks but has no AI tools. **Pick it if** you want quick, free laughs from famous templates. **Skip it if** you post for a brand, a school or a younger audience. Scores: Caption & joke quality 7 · Templates & formats 9.5 · Ease & speed 9 · Value & free access 8.5 · Rights & brand safety 5.5 Pros: - Free, unlimited classic AI memes - Huge library of popular templates - ChatGPT-powered option for better jokes - Very fast: one click to a captioned meme Cons: - Classic AI can produce vulgar captions - Watermark on free memes - Templates often use copyrighted stills and real people ### 7. Predis.ai: 7.5/10 Vendor: Predis.ai · Website: https://predis.ai/ai-meme-generator/ · Pricing: $24/month billed yearly (Core) (Paid) Predis.ai is a social media content platform for businesses, and its AI meme generator is built for brand accounts. Type an idea or scenario, and it chooses a template, writes the caption and lays out a ready-to-post meme. Predis says the tool focuses on safe-for-work content, and because it sits inside a content and publishing platform, you can send memes to your social channels alongside other posts, videos and ads. That makes it the most brand-focused dedicated generator here, but also the most expensive. Plans start at $24 a month billed yearly (Core, with 1,300 credits and one brand), and the 3-day free trial needs a card. Predis says it serves 6.4 million businesses and cites a 4.7 out of 5 rating on G2. For a personal account it is overkill. And like every template tool, you still need to check whether each template image is safe to use commercially: a safe-for-work filter does not clear copyright. **Pick it if** you run social accounts for a business and want memes in the same workflow as your other content. **Skip it if** you only want a few memes a month. Scores: Caption & joke quality 7.8 · Templates & formats 7.5 · Ease & speed 8 · Value & free access 5.5 · Rights & brand safety 8 Pros: - Template, caption and layout done for you - Safe-for-work focus - Memes sit alongside posts, videos and ads in one tool Cons: - No free plan, only a 3-day trial with a card - Expensive for occasional memes - Template copyright still your responsibility ### 8. Kapwing: 7.4/10 Vendor: Kapwing · Website: https://www.kapwing.com/meme-maker · Pricing: Free; Pro $16/month billed yearly (Freemium, free tier) Kapwing is the best choice for video memes. It says it was the first meme generator built to support video, and its library has more than 2,000 templates for videos, GIFs and images, from classic Drake reactions to tier lists and the latest trending clips. You can upload your own clip or paste a link, add text in 100+ styles, remove backgrounds and export as MP4, GIF, JPG or PNG. Kapwing's AI tools (subtitles, image generation, dubbing and more) sit in the same editor, but its meme maker is template-first: it does not write jokes for you the way Supermeme or ChatGPT do. Free exports carry a watermark, and the free plan gives 10 credits and 720p exports. Pro costs $16 a month billed yearly, or $24 monthly, and removes the watermark. Kapwing says it does not refund subscriptions once you upgrade, so test on the free plan first. Rights are the big caution. Many trending templates are clips from TV shows, films and sports broadcasts. Sharing them among friends is common; using them in paid social posts or ads risks a copyright claim. **Pick it if** you make video and GIF memes. **Skip it if** you want AI-written captions or free exports without a watermark. Scores: Caption & joke quality 6.5 · Templates & formats 9 · Ease & speed 8 · Value & free access 7 · Rights & brand safety 7 Pros: - Best video and GIF meme support here - 2,000+ templates, updated with trends - Full video editor with AI subtitles and background removal Cons: - No AI joke or caption writer for memes - Watermark on every free export - Many templates are copyrighted TV and film clips ## Template memes vs original AI memes | | Template tools (Supermeme, Imgflip, Kapwing, Predis) | Original-image tools (ChatGPT, Gemini, Adobe Express with Firefly) | |---|---|---| | What you get | A known meme format with a new caption | A new picture with your caption drawn in | | Recognition | Instant: people know the format | Lower: the joke has to carry itself | | Speed | Seconds | A minute or two, plus edits | | Rights | The image usually belongs to someone else | You avoid reusing a third party's photo | | Best for | Group chats, personal accounts, quick replies | Brand accounts, ads, newsletters, school pages | A practical workflow: brainstorm captions in ChatGPT or Supermeme, then either use a template for personal posts or generate an original image for anything that represents a business. ## Copyright, brands and real people in memes Memes feel free to use, but most classic templates are copyrighted photos, film stills or TV screenshots, and many show real people. - **Personal sharing is the low-risk end.** Posting a meme to friends is common, and in the US it may count as fair use. But fair use is decided case by case, and the US Copyright Office says courts weigh whether the use is commercial and whether it harms the original's market. - **Brand and ad use is the high-risk end.** A company post that uses a film still or a famous meme photo to sell something is much harder to defend. Meme subjects can and do enforce their rights: the owners of Grumpy Cat won $710,000 in a 2018 copyright and trademark case against a beverage company that kept using the cat's image beyond their agreement. - **Template tools tell you so.** Supermeme warns that templates can include third-party images or characters and that your rights depend on the template and how you use it. - **Real people need extra care.** Using a real person's face to promote a product can breach publicity rights, and AI images of real politicians or celebrities can mislead. Do not generate fake photos of real people, and label anything that could be mistaken for real. - **Safer options for businesses:** generate an original image, use licensed stock (Adobe Stock in Express, Canva's library) or use your own photos. ## Pricing compared (26 September 2026) | Tool | Free option | Entry paid plan | Watermark on free? | |---|---|---|---| | Supermeme.ai | 10 credits a month (about 80 memes) | $6.49/month billed yearly (Solo) | Yes | | ChatGPT Images | Small image quota | $8/month (Go) | No | | Adobe Express | Yes | $9.99/month (Premium) | No | | Google Gemini | Yes | $4.99/month (Google AI Plus) | Yes (visible mark) | | Canva | Yes, limited AI | $18/month or $144/year (Pro) | No | | Imgflip | Unlimited classic AI; 25 ChatGPT-version memes a month | $11.95/month billed yearly (Pro) | Yes | | Predis.ai | 3-day trial (card needed) | $24/month billed yearly (Core) | Trial only | | Kapwing | 10 credits, 720p | $16/month billed yearly (Pro) | Yes | If you make fewer than about 80 memes a month, Supermeme's free plan is enough; the watermark is the main reason to pay. ## A brand-safe meme checklist 1. **Is the image yours, licensed or AI-original?** If it is a film still or someone's photo, do not use it in ads or paid posts. 2. **Is a real person recognisable?** Get permission, or use an illustrated or AI-original character instead. 3. **Did the AI write the caption?** Read it twice. Imgflip's classic model is unfiltered, and every model can miss context or tone. 4. **Does it punch down?** Jokes about groups of people, tragedies or customers age badly and travel fast. 5. **Is the watermark acceptable?** Free plans on Supermeme, Imgflip and Kapwing add one; decide before you post on a brand account. ## Expert tips 1. Write the joke before you pick the picture. Ask ChatGPT or Supermeme for ten captions under 12 words with one twist each, then choose the image that fits the best one. 2. For any business account, generate an original image or use licensed stock instead of a famous template. It takes an extra minute and removes most of the legal risk. 3. Preview every Imgflip classic AI caption before you share it: Imgflip says the model's training data was not filtered for profanity. 4. Give the AI a specific audience and tone ("for accountants in January, dry humour"). Generic prompts produce generic jokes on every tool. 5. Test a paid plan monthly before you commit yearly, especially on Kapwing, which says it does not refund subscriptions once you upgrade. ## Jargon explained - **Meme template**: A well-known image or clip, such as a reaction photo, that people reuse with new captions. - **Fair use**: A US legal rule that sometimes allows using copyrighted material without permission, judged case by case. Commercial use makes it harder to claim. - **Right of publicity**: A person's right to control commercial use of their name, face or likeness. - **Brand safety**: Making sure content posted by a company will not embarrass it, offend its audience or break the law. - **Watermark**: A logo or web address stamped on an image by the tool, usually removed on paid plans. ## FAQ **What is the best AI meme generator in 2026?** **Supermeme.ai** for most people: type a situation and it returns up to eight captioned template memes, in 110+ languages, with about 80 free memes a month. Use **ChatGPT** for original meme images and **Adobe Express** for business accounts that need licensed images. **Is there a free AI meme generator?** Yes. **Imgflip's** classic AI meme button is free and unlimited (but unfiltered), and its ChatGPT version gives 25 free memes a month. **Supermeme.ai** gives about 80 free memes a month with a watermark. **ChatGPT** and **Gemini** make original meme images on their free plans, and **Canva**, **Adobe Express** and **Kapwing** all have free plans. **Can businesses legally use memes in marketing?** Carefully. Most meme templates are copyrighted photos or film stills, and fair use is decided case by case, with commercial use weighing against it. The safest approach is to use original AI images, licensed stock or your own photos, and avoid recognisable real people without permission. **Can I make memes of celebrities or politicians with AI?** Using a real, well-known meme photo for personal jokes is common. Generating new, realistic AI images of real people is different: it can mislead, breach publicity rights and break the AI tool's rules. Stick to illustrated characters or clearly satirical, labelled content. **How do I remove the watermark from AI memes?** Pay for the tool's plan: Supermeme Solo ($6.49/month billed yearly), Imgflip Pro Basic (from $4.95/month) or Pro, or Kapwing Pro ($16/month billed yearly). ChatGPT, Adobe Express and Canva do not add a meme watermark, while Gemini adds a visible mark on Free and Pro images. **Can AI make video memes?** Yes. **Kapwing** has more than 2,000 video, GIF and image templates and exports MP4 and GIF. **Supermeme.ai** makes GIF memes, and **Adobe Express** exports memes as GIF or MP4. ## Sources 1. [Supermeme.ai](https://supermeme.ai/) (Supermeme.ai) 2. [Supermeme.ai pricing](https://supermeme.ai/pricing) (Supermeme.ai) 3. [Introducing ChatGPT Images 2.5](https://openai.com/index/introducing-chatgpt-images-2-5/) (OpenAI) 4. [ChatGPT pricing](https://chatgpt.com/pricing) (OpenAI) 5. [OpenAI Terms of Use](https://openai.com/policies/terms-of-use/) (OpenAI) 6. [Adobe Express meme generator](https://www.adobe.com/express/create/meme) (Adobe) 7. [Adobe's approach to generative AI with Firefly](https://www.adobe.com/ai/overview/firefly/gen-ai-approach.html) (Adobe) 8. [Adobe Express on the App Store](https://apps.apple.com/us/app/adobe-express-create-anything/id1051937863) (Apple) 9. [Nano Banana 2: Google's latest AI image generation model](https://blog.google/innovation-and-ai/technology/ai/nano-banana-2/) (Google) 10. [Google AI plans and subscriptions](https://gemini.google/us/subscriptions/) (Google) 11. [Generative AI Prohibited Use Policy](https://policies.google.com/terms/generative-ai/use-policy) (Google) 12. [Canva on the App Store](https://apps.apple.com/us/app/canva-ai-photo-video-editor/id897446215) (Apple) 13. [Imgflip AI meme generator](https://imgflip.com/ai-meme) (Imgflip) 14. [Imgflip Pro](https://imgflip.com/pro) (Imgflip) 15. [Imgflip Pro Basic](https://imgflip.com/pro-basic) (Imgflip) 16. [Predis.ai AI meme generator](https://predis.ai/ai-meme-generator/) (Predis.ai) 17. [Predis.ai pricing](https://predis.ai/pricing/) (Predis.ai) 18. [Kapwing meme maker](https://www.kapwing.com/meme-maker) (Kapwing) 19. [Kapwing pricing](https://www.kapwing.com/pricing) (Kapwing) 20. [Memeto on the App Store](https://apps.apple.com/us/app/memeto-meme-maker-creator/id1278618119) (Apple) 21. [Fair use (U.S. Copyright Office)](https://www.copyright.gov/fair-use/) (U.S. Copyright Office) 22. [Grumpy Cat](https://en.wikipedia.org/wiki/Grumpy_Cat) (Wikipedia)